PesaBridge

Agent network

The cash backbone of your wallet.

A full agent and super-agent network: cash-in / cash-out, float distribution down a hierarchy, commissions and field onboarding.

In depth

Cash is still king in most markets, and the agent network is how digital value becomes cash and back. A super-agent buys float and distributes it down to agents; agents serve customers with deposits and withdrawals; commissions and overrides are computed and paid automatically at every level of the hierarchy.

Because every float movement is a ledger transaction, the network reconciles to the cent — no spreadsheets, no mystery shortfalls at the end of the day. Agents onboard customers and merchants in the field, and the app issues thermal or SMS receipts. The result is reach a branch network can't match, with the controls a regulator expects.

Why it matters

Built to be trusted.

  • Float flows from super-agents to agents and reconciles to the cent.
  • Commissions and overrides are computed and paid automatically.
  • Field onboarding brings customers and merchants into the network.

Outcomes

  • Reach where banks don't
  • Reliable cash access
  • A motivated distribution layer
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What's inside

Agent & super-agent network — in detail.

01

Cash in / out

Deposits and withdrawals at any agent outlet.

02

Float distribution

Move float down a super-agent → agent hierarchy.

03

Commissions

Tiered commissions and overrides, paid automatically.

04

Onboarding

Sign up customers and merchants in the field.

Real flows

How it works in practice.

Switch between the journeys this capability handles. Each one checks balance and limits, then waits for PIN or biometric authorisation before posting balanced entries to the ledger.

Deposit at an agent

Put cash into the wallet at an agent — float and balance move together.

Authorised with PIN or biometric — nothing posts to the ledger until the customer confirms.
  • Balance & limit checked first
  • Validation / authorisation gate
  • Balanced debits & credits posted
Customer
System
CustomerHand cash to the agent
01
02
SystemAgent enters customer & amount
03
System · validatesValidate agent & deposit limit (tier)
Customer · validatesCustomer authorises — PIN or biometric
04
05
SystemCredit wallet, debit agent float
06
SystemPost commission entries
System · doneSMS receipt to both
Step Validation / PIN Completed
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Countries you can launch in

0

Native apps, one platform

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Channels — App · USSD · Web · API

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Double-entry, always balanced

More of the platform

One core, every capability.

Ready to launch your wallet?

Book a demo and we'll stand up your brand, country and rails — and walk you through the apps, admin and API.