About us
The team building mobile money for the world's operators.
PesaBridge is built and resold by BridgeERP Limited — the same team behind a suite of production platforms across finance, health, education and retail.
Who we are
A product company, not a project shop.
Mobile money changed how a continent moves money — yet building it from scratch is still out of reach for most banks, telcos, fintechs and microfinance institutions. The ledger has to be perfect, the agents have to balance, the apps and USSD have to work on every handset, and a regulator has to be satisfied before a single shilling moves.
PesaBridge exists so you don't have to build all of that. We harden one production-grade core — wallets, agents, merchants, billers, USSD, apps and a developer API on a balanced double-entry ledger — and brand it for each operator. It already runs on live tenants, and it's resold per-operator so you launch under your own name, on your own deployment, in weeks.
Our mission
Put a balanced wallet within reach of every operator.
Make launching a trustworthy, fully-featured mobile financial service a configuration exercise — not a multi-year engineering programme — for any institution, in any market.
Our vision
Financial inclusion, owned by local operators.
A world where banks, telcos and fintechs in every market run their own branded wallet on rails they control — keeping the customer relationship, the data and the upside at home.
What we believe
Principles we build by.
Correctness first
Every movement is double-entry and audited. In financial services, trust is the product — so the ledger can never drift.
Global by design
Country, currency, language and rails are configuration, not a rebuild — the same core serves any market.
Your brand, not ours
Operators launch under their own name, on their own tenant. We build the engine; you own the relationship.
Open and integrable
An open API, signed webhooks and pluggable rails mean you're never locked out of your own platform.
How we work
From your market to live, in four moves.
Research the market
We study the rails, regulations and customer behaviour of your country before a line of config is touched.
Configure your tenant
Brand, currency, channels, commissions and limits are set up on your own isolated deployment.
Integrate the rails
Banks, mobile money, cards and billers are connected as adapters behind one ledger.
Launch & scale
Go live under your brand, then turn on new modules and markets from the same admin.
Why build with us
What you get that you can't buy off a shelf.
Compliance & security built in
A balanced ledger, KYC tiers, AML hooks, limits, reversals and a full audit trail are part of the core — not bolted on before an audit.
Faster to market
The hard parts — ledger, agents, USSD, apps, settlement — are already built and proven, so you launch in weeks, not years.
Complete brand ownership
Your colours, your name, your apps, your customers. We stay invisible behind your front door.
One core, every module
Switch on wallets, merchants, savings, loans or remittance as your market matures — without re-platforming.
The BridgeERP family
One team, production platforms across four industries.
PesaBridge is part of a wider suite of products BridgeERP Limited builds and runs in production — which is why it ships with the operational maturity of software that already serves real users every day.
Finance
Wallets, microfinance and payments — including PesaBridge.
Health
Hospital and clinic management run live for real providers.
Education
School and university management across multiple institutions.
Retail
Point-of-sale and commerce for shops and supermarkets.
Countries you can launch in
Native apps, one platform
Channels — App · USSD · Web · API
Double-entry, always balanced
Global, market by market
Set the country, get the rails.
Currency, language, billers and integrations switch with the market — ready for 190+ countries and 180+ currencies. Adding a country is configuration, not a rewrite.
FAQ
Questions, answered.
Is PesaBridge a platform I share, or my own?
Your own. PesaBridge is a product BridgeERP resells — every operator gets their own deployment, branded and configured for them. No shared database, no shared super-admin.
Which countries and currencies are supported?
Any. Country, currency, language and KYC rules are configuration drawn from the full ISO set — not hardcoded. We have live markets today and stand up new ones without a rewrite.
Does it work on feature phones?
Yes. The full wallet runs over USSD — send, withdraw, pay bill, buy goods, airtime, balance and statements — settling on the same ledger as the apps.
Can I connect my own banks and payment rails?
Yes. Rails are pluggable adapters — banks, mobile money, cards and PSPs — so you connect only what your market needs.
How fast can we go live?
Weeks, not years. Configure your brand and country, wire your rails, then ship your apps, USSD code and web portals from one platform.
Is it secure and auditable?
Every movement is double-entry and balanced to zero, PIN- and KYC-gated, with signed webhooks and a full audit trail for regulators.
Which apps do operators and their customers get?
Four native apps (Android + iOS): a User app for customers, an Agent / Super-agent app for cash-in/out and float, a Merchant app to accept and settle, and a Corporate app for bulk disbursement with maker/checker approvals.
How does settlement and reconciliation work?
Funds settle to the relevant wallet in real time. Every transaction produces balanced ledger entries you can reconcile, with statements and exports, and a GL bridge for your accounting system.
Can it handle loans, savings and group finance?
Yes — overdraft credit, MFI loans with schedules and portfolio-at-risk, goal savings, and savings groups (chama / merry-go-round) are part of the platform and switch on per market.
Do you support bulk disbursement for payroll, aid or subsidies?
Yes. The Corporate app and API run bulk disbursement to thousands of wallets with maker/checker approvals, payee books, scheduling and full reconciliation.
What does it take to run it day-to-day?
A single operator admin console runs brand, tariffs, KYC, the agent and merchant network, the ledger, reversals, support and KPIs — no code required for everyday operations.
Who owns the deployment and the data?
You do. Each operator runs their own deployment with their own database — branded and configured for them. It's a product you resell as your own, not a shared SaaS tenant.
Work with us
Launching mobile money, or curious what it takes?
Tell us about your market and your brand. We'll show you the platform and map the fastest route to launch.
Ready to launch your wallet?
Book a demo and we'll stand up your brand, country and rails — and walk you through the apps, admin and API.