USSD & offline
The whole wallet on any phone.
The full wallet runs over USSD — send, withdraw, pay bill, buy goods, airtime, balance and statements — PIN-gated and settling on the same ledger as the apps.
In depth
USSD is how you reach the customer with a feature phone and no data — still a large share of most markets. The whole wallet runs over a dial-code: send, withdraw, Pay Bill, Buy Goods, buy airtime, check balance and pull a mini-statement, every step PIN-gated and confirmed before it posts.
It settles on the same ledger as the apps, so a USSD send and an app send are the same transaction with the same limits and audit — the channels can't drift. The telco or aggregator simply posts to one endpoint; the menu engine handles the rest, multilingual. No customer is left out because they don't own a smartphone or can't afford data.
Why it matters
Built to be trusted.
- Reaches customers with no smartphone and no data.
- Same balanced ledger and limits as the apps.
- Multilingual menus, published on a dial-code shortcode.
What's inside
USSD & offline — in detail.
Send & withdraw
Move money and cash out, all over USSD.
Pay & buy
Pay Bill, Buy Goods and airtime from the menu.
Balance & statement
Check balance and recent transactions.
PIN-gated
Every money step confirmed with a PIN.
Real flows
How it works in practice.
Switch between the journeys this capability handles. Each one checks balance and limits, then waits for PIN or biometric authorisation before posting balanced entries to the ledger.
Send money on any phone
The full journey on a feature phone — no app, no data, same balanced ledger.
- Balance & limit checked first
- Validation / authorisation gate
- Balanced debits & credits posted
Countries you can launch in
Native apps, one platform
Channels — App · USSD · Web · API
Double-entry, always balanced
More of the platform
One core, every capability.
Ready to launch your wallet?
Book a demo and we'll stand up your brand, country and rails — and walk you through the apps, admin and API.